How comparison works on Insurnao

Premiums and benefits are computed from the insurers' official published tariffs: we never model our own. When a plan's tariff isn't verified yet, we say so and offer a manual quote instead of showing an invented number.

Local and international plans carry very different limits, scope, and price: one mixed table would mislead. So the comparison always keeps the two tracks separate: you pick your direction, then compare equivalents.

Every price shows in VND. USD-priced plans convert at the day's Vietcombank sell rate, not a fixed rate we picked ourselves.

Iris badges one plan as "recommended" based on your trip or needs profile and explains why, for example a high-medical-cost destination gets a Standard-tier minimum recommendation. But nothing is hidden: every option stays visible and purchasable; the final call is yours.

Plans sit in three tiers (Essential, Standard, Premium), and within a tier run cheapest to priciest, left to right. Click any plan to open its full benefit table and compare it against the others in that tier.

Unsure about a benefit or exclusion? Ask Iris on the page: she answers from that insurer's own policy wording, quoting the exact figures.

Once you pick, we pre-fill the insurer's original application, you sign (e-sign or print-and-upload), and you track the case until the insurer issues your policy. Our team reviews every application before sending it to the insurer, and the insurer decides. During our test period, no policy is issued automatically.